What To Do After a Car Accident

Two Vehicle Accident

 

One of the most traumatic things that can happen to drivers is to get into a car accident on the road. Nothing shocks you like a car accident, and to make things worse, many people don’t know what to do after a car accident. There are some important things that you must do after getting into a car accident, like filing a car accident insurance claim with your agency. Depending on the degree of severity of the accident, there are different courses of action that you must take to ensure that you’re covered. 

Learning how to file a car insurance claim can be beneficial to you in the short and long term after a car accident. If you’ve been in a car accident or you just want to know what to do, use this guide to better understand what to do after a car accident in Clarksville. If you feel more secure upgrading vehicles, browse our inventory of used vehicles, even our vehicles under 15K at Music City Autoplex. You can also reach out to our finance center to see what financial options you have available!

How To File an Insurance Claim

It’s of the utmost importance to know what to do after you’ve been in a car accident because it can save you a lot of money. If you’re unsure of how to file a car accident insurance claim, use the following steps to get prepared when the worst does happen on the roads of Franklin.

  • Insurance policy number
  • Accident details
  • Accident date, time, and location
  • Insurance and contact information from all other associated parties
  • Police department involved and report number (if you can get it)

What To Do After a Minor Accident

Sometimes the worst may not happen during a car accident. At times, the impact and damage can be minor, but you’re still entitled to benefits from your insurance company. That’s why it’s important to know what to do after a car accident. If a car accident is minor, do the following:

  • The first thing you should do is see if you or anyone else in the car is injured. If so, call an ambulance immediately. 
  • If you’re able to, you’ll want to pull your vehicle over to a safe spot on the road out of traffic. Be sure not to get too far from the accident so the details can be properly reported. 
  • Once everyone has a grasp on the situation, the next thing you should do is call the police. It’s always a good practice to have an official report documented, and some insurance companies may even require one. 
  • While you’re waiting for the police to arrive, you’ll want to exchange insurance and contact information with the other driver. Be sure to also get a photo of everyone’s driver’s license, plate numbers, and insurance cards just to be safe. 
  • Take detailed photos of the damage to your car and the vehicle of the other driver. Try and also get a photo of the scene of the accident if you can.

What To Do After a Serious Accident

Now, if the worst is to happen, it’s best to know what to do in this situation because you can get a lot more than what the insurance company is giving you at first. That’s why it’s important to know how to file a car accident insurance claim. If you get into a serious car accident, do the following:

  • Call the police immediately. If you or someone is seriously injured, you should alert emergency personnel immediately. The police should arrive with an ambulance to assess the scene of the accident and damage sustained by the vehicles and drivers. Call 911 right away. If you’re unable to provide details at the accident scene, the police will understand, but you should provide details as soon as you’re able. 
  • Call your insurance provider. Even if someone already got a hold of your provider while you received medical attention, it’s still a good idea for you to call them personally. You’ll need to give them more details about the accident to ensure everything is properly documented. 
  • After you are finished receiving the medical care you need, you should follow up with your physician in case you are still feeling any pain afterward. 

Vist Music City Autoplex Today!

If you’ve been in a car accident, we hope that these tips can help you learn how to file an insurance claim or to get compensated for your damages. If your vehicle has suffered damages, save money by browsing our selection of used cars. Contact us today!

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